Offshore Investment Accounts

Offshore investment accounts refer to the investment strategies that capitalize on investment opportunities located outside the country of residence of the investment client. The offshore investment accounts offer many financial and legal benefits to the client. Offshore investment accounts come with a multitude of advantages. Most people find that the many benefits of offshore investment accounts help them overcome their preconceptions about the topic.

Some of those advantages include less controlling legal regulations, little or no taxation (tax havens), greater discretion, easy access to investment funds, protection against local financial or politically instability and privacy to name a few.

Offshore destinations are open and investor friendly and they also equally benefit by the offshore investment accounts. This is because; offshore accounts indirectly develop the economy of the country where the funds are invested.

There is a myth surrounding the offshore investment accounts that offshore investment accounts are only of millionaires and billionaires due to huge amount of funds required for investments. Though you require certain amount of money to open an offshore investment account but you may be surprised to know that it is not an extremely large sum. Along with a millionaire an average middle class person can also have an offshore investment account and can do the investments.

The offshore market gives equal opportunities to all the investors. There are many offshore financial companies that are economically sound, experienced and officially permitted offering large number of bond, and equity assets to the investors.

The most popular offshore investment destinations are neutral and friendly and can definitely benefit from investment dollars of foreign investors. Some of popular tax havens are Antigua, Austria, Bahamas, Barbados, Belize, Bermuda, British Virgin Islands, Cayman Islands, Cyprus, Delaware, Dominica, Gibraltar, Ghana, Hong Kong, Isle of Man, Jersey, Labuan, Liberia, Liechtenstein, Luxembourg, Macau, Malaysia, Malta, Mauritius, Monaco, Montserrat, Nauru, Nevis, Panama, Seychelles, St. Lucia, Turks and Caicos Island.

If you are interested to know more about Offshore Investment Accounts, please search our site for more in-depth information and resources.

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Tips To Help Stop Underarm Sweat

Excessive sweating is quite a common problem these days, not helped by all the man-made fibres that we wear. No doubt a lot of sufferers would like to know how to reduce, and sometimes stop underarm sweat. You have to watch what you wear, particularly in the summer, always carry tissue with you to mop up the excess and ruin your clothes as well. Thankfully, there are a few things you can do to ease your discomfort.

Hyperhidrosis or excessive sweating simply means that the sufferer produces more perspiration than the body needs to regulate temperature. It is estimated that over eight million Americans currently suffer from hyperhidrosis. There is no known reason why this happens to some people and not others, but if you have over active sweat glands, that’s not much help.

Some of the things you can try to control excessive sweating is to watch your weight, as being overweight leads to higher body temperatures that will trigger the sweat glands. Watch what you eat, as some foods are well known to increase body temperatures. Examples include really spicy foods such as curries and chilli. Caffeine and smoking are other guilty culprits that you could keep a check on.

Of course you should wash regularly, and when choosing an anti-perspirant deodorant, look for one that contains aluminium zirconium. What this does is to help block the pores in the skin and thereby reduce sweating. Be careful though, as some people may be allergic to this and develop an uncomfortable rash. Excess hair on the body will also trap moisture and when it is really hot, this will quickly lead to an unpleasant smell. If you are up for it and your sweating is restricted to a specific area, Botox can stop sweating for around 6 months by blocking the nerve signals that trigger sweating.

When dressing, go for natural loose fitting cotton clothes as this will give the greatest air flow around the skin. If you only suffer from underarm sweat, try using disposable sweat pads that simply stick to the clothes to absorb any excess sweat. These are readily available online. You can also choose to wear a plain t-shirt under your clothes.

Don’t forget to always check with your doctor that there is no known medical condition causing the excessive sweating.

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I admit it — I’m hooked on “Veronica Mars.” If you’ve seen the show, you know that the title character finds ways to solve crimes and mysteries each week using some new techie tool or other. Are you searching for a career that incorporates this kind of technology-based investigative work? Look no further than the sizzling field of justice business technology.

Gathering Evidence

Justice business technology is the perfect field for those seeking criminal justice and law enforcement careers that use modern computer technology to prevent and solve crimes. Some of the duties of justice business technology professionals include collecting and analyzing evidence using advanced technology, as well as preventing and investigating computer viruses, identity theft, and Internet crime. With one of many cutting-edge justice business technology careers, you may find yourself working in government, law enforcement agencies, juvenile justice, public and private agencies, homeland security, or corrections, to name a few.

Conducting an Investigation

You already know that when you study at justice business technology schools, you can turn your interest in criminal justice and your passion for adventure into a career in crime-solving. These comprehensive training programs incorporate the advanced technology that adds a whole new dimension to law enforcement.

Specifically, justice business technology schools will provide you with knowledge of criminal justice theories, policies, and procedures, as well as a solid background in information technology, intelligence gathering, computer evidence analysis, network security, and forensics. When you study crime scene techniques, for example, you’ll delve into evidence identification, gathering, and packaging in order to solve cases where there is no suspect.

Courses at justice business technology schools may include computer forensics, crime and crash scene management, modern evidence technology, crime scene techniques, ethics and cultural diversity, weapons training, civil law, communication, psychology, and computer virus issues and prevention.

Cracking the Case

At justice business technology schools, you’ll have the opportunity to spend time in real crime scene labs to review and utilize the tools and techniques you’ll need to succeed in the new age of law enforcement. You may also jump-start your career by completing a justice business technology internship or externship that provides practical, hands-on field experience in a legal environment.

Once you’ve earned your degree, you’ll have your pick of justice business technology careers in local, state, and federal agencies such as juvenile justice, private security, private investigation, loss prevention, law enforcement, corrections, probation and parole, detention centers, community-based intervention programs, and crime scene technician services.

Go ahead, be like Veronica Mars — turn your investigative nature into one of many satisfying justice business technology careers.

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Business Technology Career Training Schools

In business, the use of technology is becoming prominent. Working through a training program can teach students how to understand business technology. Several colleges offer career training to students by preparing them for the work needed within a business. Two main options are available to students and these include completing a certificate or associate’s degree program. Students can learn a number of things prior to enrollment.

1. The goal of education is to learn how to become an administrative assistant or office manager. The skills learned integrate business knowledge with computer technology and training in these areas fosters the correct level of understanding to work in any clerical or supervisory role. The technology of a business includes all computer programs used to keep track of business transactions and communications. Working with Word and desktop publishing programs are all programs covered in the technology side of this degree. Many colleges offer basic business courses as well.

2. When training inside a certificate program students should expect to be immersed in studying how to effectively work with business technology. Colleges create this environment by providing courses in business math, database management, and staff management. Essentially, students are learning how to work as a business technology manager. The skills acquired include being proficient in keyboarding, accounting, and managing. Students can expect to learn how to use computer systems to accomplish everyday tasks needed to help keep a business running smoothly. Continuing education at the associate’s degree level is where most students begin their education.

3. A two-year associate’s degree trains students to enter the competitive field and be successful. With the knowledge gained through specific courses students are able to work inside a business setting and contribute to a businesses operation. Business information systems, business principles, spreadsheets, data management systems, and business communications are all courses that provide the needed career training and experience to enter a career. Students learn what it takes to provide these services to a business. The work done contributes to business information that needs to be typed, saved, and distributed accordingly.

4. The workplace provides a place for trained students to observe and learn more about how a business works. The field is estimated to grow considerably. This is due to the continued need that businesses have for qualified individuals. Trained students are able help a business reach its highest level of potential and workflow making their education in demand. Depending on the level of education students can obtain careers working for a business as an office manager or assistant. The average yearly salary is approximately $35,000. Student’s that find the work of a business intriguing and desire to move up in the industry can find training in management technology. This closely related field prepares students to become managers of an office by operating business technology like computers, spreadsheets, and bookkeeping programs. The added responsibility is gained through the management side of career training.

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The Sarah Summer yeast infection cure is an extensively researched program for curing yeast infections. The cures presented are effective for curing yeast overgrowth in men, women, babies, and during pregnancy. You may have come across Sarah Summer’s cure in searching for information about curing a yeast infection.

As a matter of fact, thousands of people have found complete relief from the pain of their infections through the Sarah Summer yeast cure. Sarah Summer is a medical researcher and was a yeast infection sufferer herself. No longer willing to be plagued with her recurring yeast overgrowth, she set to work to research and find true cures for her infection.

Not only did she research different cures, but she also thoroughly researched the causes of yeast infections and the development of them in our bodies. Because she started out with such a thorough knowledge of the causes and progression of the yeast, she was able to then identify the specific natural cures and combinations of cures that will effectively cure a yeast infection.

Sarah Summer lists the various symptoms of yeast infections and explains the importance of determining if it is a yeast overgrowth you are battling. Once you have determined that it is, Sarah starts out with an immediate QuickStart guide. This is important because if you are suffering from a yeast infection you need relief immediately and Sarah provides the information that you need to get instant relief. You can then proceed to read her extensive book and determine other cures that you will want to use to get rid of your ailment for good.

The Sarah Summer yeast infection cure leaves no stone unturned. You are presented with treatements, detailed and easy instructions on how to use the cures, information on the foods to eat and the foods to avoid, details on clothing to wear, and vital information on phytonutrients.

Sarah Summer claims that you can cure your infection within 12 hours. This claim seems a bit over rated until you actually read her book. You realize that she has extensively researched and supported her claims in all her treatments with her references and footnotes. She also further validates her claim of curing your infection within 12 hours by offering a moneyback guarantee. You have eight weeks to try the Sarah Summer yeast infection cure and determine if it is right for you. Chances are your yeast infection will be gone long before eight weeks.

Common remedies like Threelac and Monistat only treat the symptoms of a yeast infection. Because it is only the symptoms that are being treated you will have to go back again and again. Sarah gives an in depth explaination of the common drugs used to treat yeast infections and their dangerous side effects. If you are discouraged from suffering from yeast infections, the Sarah Summer yeast cure is exactly what you’re looking for.

If you suffer from yeast infections, it is time to put an end to them. There is no better person to trust than someone who has also suffered from yeast infections and has thoroughly researched and experienced the freedom of defeating it once and for all. I highly recommend the Sarah Summer yeast infection cure because I too have experienced the efficacy of the Sarah Summer yeast infection cure.

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It’s hard to find a diet program that works every time it is tried. It seems like every time one turns around there is a new fad diet and many fast weight loss tips. But true weight loss cannot usually be found in a fad diet or a diet pill. In fact, it is usually found in something that has been around for ages: regular exercise and good nutrition. That plan usually has a very high success rate and includes fast weight loss tips you should be aware of.

The military of every country world wide knows that exercise and good nutrition is critical to health weight maintenance (which they must maintain). And when those two factors are combined with miscellaneous fast weight loss tips they are fit to be deployed anywhere. No military subscribes to fad diets but subscribes to exercise, good nutrition, and other fast weight loss tips such as the following:

Weight Loss Tip 1: Get active and decrease focus on dieting.

This is Burning more calories than you take in is far more effective than dieting usually. There are so many ways to do this too. You’ll see that people will run, run up stairs, ride a bike, do intense yard work, and chop wood. Not having enough time is no excuse. All you have to do is leave the car at home one day and walk or bike to work. You can even walk during your lunch break.

Weight Loss Tip 2: Eat right.

Don’t eat snacks full of sugar and cut down on your portions at meals. Eat a balanced diet. Also remember that the proper weight loss is not achieved by starting yourself. It is better to eat a healthy, well-balanced diet.

Weight Loss Tip 3: Eat breakfast.

It is the most important meal of the day. This meal is for the brain and it is proven that if you eat a good breakfast, you are less likely to snack on sugary processed foods later on in the day. Plus there is less likelihood that you will stuff yourself with a huge lunch.

Weight Loss Tip 4: Keep meal patterns regular.

If you can possibly try to avoid having long spans of time in between meals it will help to keep you balanced both mentally and physically. It also helps to keep your metabolism stable.

Weight Loss Tip 5: Don’t eat before going to bed.

Think about it. You are going to eat a dinner meal and then rest for 8 or 9 hours. This is probably the surest way to gain weight as you will not be active to burn calories. Plus you will not have a comfortable sleep as your food is digesting.

There are many more fast weight loss tips but remember that the key is to burn off more calories than you take in. As you get older, your metabolism decreases so you will probably have to exercise more and intake less.

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Business Technology – Measuring Value Of

Each year, new office technologies are introduced. Different versions and the constant availability of upgrade options influence and complicate purchase decisions. Budgetary constraints require that companies carefully consider their business needs and potential value derived from making any type of business technology purchase. Companies can follow these tips to make the best technology purchases for the businesses.

The quality of the purchase and the price are linked. Although there are a lot of free and cheaper solutions available, the right purchases will bring value to an organization. If increased productivity is the aim, then the company should consider investing more when making a purchase. A company should expect the purchase price to be a good indicator of the level of productivity or performance to be expected as a result of buying a solution.

Whether or not a technology or system to be implemented across the organization is available as a lease option may be another key consideration. For some businesses, leasing is a viable option as it spreads the costs out over a period of time and locks in certain service options. Leasing gives a company a chance to remain current on some technologies in some cases. It may also be an option for a company in need of an immediate upgrade. A company may need a longer timeline to circumvent upfront cost requirements.

Some companies are able to recoup costs on their office technology by reselling it. If a company is considering a specific technology, it may want to consider resale value as well. In addition to gauging productivity and efficiency, resell value may be a good way to assess value. Conducting research on the brands will reveal resell value and other depreciation information.

Warranty is another consideration. Warranties should be considered a part of the value for any purchase. Warranty information on service and replacement terms matter in the long run with any office technology purchase. Looking beyond price and features into whether or not a warranty is available is another smart way of assessing the value of a purchase.

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Investing in Car Dealerships: How to Do It Right

Investing in Car Dealerships: How to Do It Right

The financial characteristics of the automobile dealership are attractive:

“. . . moderate growth and risk and high returns. Franchised new car dealer revenues have grown at a 7.2% annual rate since 1992, about twice the rate of GDP. Moreover, this growth has come with only moderate risk, as the dealer body didn’t lose money (on a pretax basis) for a single year in the last twenty – even during the 1989-1991 industry down-cycle. Finally, despite major changes in the auto industry’s structure, dealer returns have remained high, with pretax ROE averaging 26.1% over the last twenty years”. [MerrillLynch, April 19th, 2004 Report on “Automobile Dealers”. ]

Athletes from almost every major sport have invested in new car dealerships: Rick Hendrick, Roger Penske, John Elway, Troy Aikman, Evander Holyfield, Arnold Palmer, Michael Jordan, Scottie Pippen and Alex Rodriguez to name a few.

The idea isn’t new. Johnny Lujack, 1947 Heisman Trophy winner and Chicago Bear Pro-Bower, started a business in 1954 that would eventually expand to 16 franchises; spread over 40 acres, with sales of over 10,000 vehicles and $150 million, per year. Lujack retired from the auto business after almost 50 years as a successful dealer.

WHEN IS THE RIGHT TIME?

“This is the time you have been waiting for”, reports Greg Gilmore in the June 2005 issue of Dealer Magazine. Dealer Executive reported that last year (2004) ranked as the 4th best for new unit sales by franchised new-vehicle dealers. Total dealership dollars exceeded $714 billion, up more than 2% from 2003.

The fact is that anytime is the right time. In 1991, in the depths of an automotive depression, John Elway asked me, prior to signing his purchase contract, if “this” (1991) was the right time to buy. I told him that it is how you buy it and how you sell it that count. That year he made a $20 million investment. At the time he had a single Mazda store on Arapahoe Road, in Englewood. I sold the Mazda franchise for him and Nissan gave him its franchise to put in the old Mazda building. Shortly thereafter, I put together another transaction that had John buy the Mazda store on 104th Avenue, in Thornton. John then terminated Suzuki and put the Mazda store with his Oldsmobile and Hyundai franchises. After that he bought one more dealership (a Ford franchise) and then, in 1995, sold the entire package to Republic Industries for $86 million.

A lot of people were afraid to buy a dealership in 1991 and thought that John took a big gamble. But, he didn’t “gamble”. He structured his purchases and sales correctly, and then capitalized on his investment.

For example, although GM and Ford lost money (as they did in 1991), individual dealers made millions, according to NADA (National Automobile Dealers Association) and Automotive News statistics, the average dealers’ pretax margin varies between one and two percent of their total sales. Why? The dealers capture a broader business base than the manufacturer. While the manufacturer makes its money on new car sales, the dealers have the additional balance of the parts departments, service departments, used car departments, finance departments, insurance departments and, in some instances, body shops. Consequently, while the manufacturer is dependent upon each year’s new car sales, a dealer’s success is based more on the total number of vehicles in operation.

DOES THE DEALERSHIP’S HISTORY MATTER?

A little, but don’t be intimidated by it. After Jimmy Vasser won the CART racing championship for Target, I put together a transaction for Jimmy to buy a dueled Chevrolet-Toyota franchise, in Napa, that lost money for the previous 10 consecutive years. I put Jimmy together with a dealership manager and Jimmy’s dad, who had some previous used car experience, signed-on as used car manager.

Subsequently, after going to dealer school and passing through the chairs, Jimmy’s dad took over as General Manager; the store thrived; and Jimmy not only bought the dealership land and facility, but bought the Ford store in the next town, and is currently building a new Toyota store so that his Chevrolet and Toyota franchises can have separate facilities.

WHAT DOES IT TAKE TO BE SUCCESSFUL?

Good advice. Good advice is both important and hard to find. In the words of Trace Armstrong, past president of the NFL Players Association: “There’s just so much bad advice out there being given to these guys. It’s really kind of scary. ” [Reported by Eric Fisher, March 27, 2000. ]

As with the Entertainment and Sports Industries, there is so much money in the car business, that everybody wants to get a piece of it. Consequently, everybody thinks he or she is an expert in analyzing and structuring deals, when in fact they just want to be a broker that gets a commission from the deal. Sidebar: New car dealership revenues reached almost One Trillion Dollars in 2004. The dealerships and dealer related industries account of over 15% of the Gross National Product of the United States.

HOW TO CREATE A SUCCESSFUL TEAM?

An investor needs a team. Generally, it’s the same team they have, supplemented by an expert in the car business. Don’t get lulled into a false sense of security that loyalty is synonymous with the “factory” or “bankers”.

For example, Ford made one of its black dealers (a superstar athlete) the point man, brokering meetings with senior executives and acting as a conduit between the company and Jesse Jackson. He mediated disputes between Ford and its dealers, and he promoted the company in public appearances. He even had a close relationship with some Ford family members.

“He had some friends in high places, ” said John Clissold, a retired Ford Credit executive. “[The head of Ford Credit] was a very strong supporter. ” But, when trouble came, it didn’t matter. Business was business. ” . . . one factory executive familiar with the situation summed up the prevailing feeling at corporate headquarters: ‘[the superstar] was headed for a cliff and we weren’t going over with him. ’” [Story by Bill Vlasic and Mark Truby / The Detroit News Sunday, May 26, 2002. ]

The fact is that the factory and bank employees have a duty to do what is best for the factory or bank, not what is best for your client. It’s the law. They have a legal obligation to their shareholders – no matter how nice or how close your client is to them.

Financial statements and an accountant are not enough. Your client needs a member of your team that is a student of the industry. A profitable automotive statement can be certified and comply with every principle of accounting, yet still convey a false impression of success. There are so many nuisances in defining and structuring automotive transactions, that your client needs an expert in the field who can determine both what automotive deal is best for the athlete and what is the best way to get it.

So while your team may consist of accountant, attorneys, agents and managers that are excellent at their jobs, unless a student of the industry is added (someone who does nothing but structure buys and sells everyday), a key ingredient to success will be missing.

Think of it in terms of any sport or business. If a person wants to create a championship team in a particular sport, is it created with people who play the game 50% of the time, 75% of the time, or someone who plays it everyday?

Remember: The nicest thing they ever said about Richard Nixon was: “He looks like a used car salesman. ”

John Pico is the Managing Partner of Advising Automobile Dealers LLC. Mr. Pico served as a court appointed “Consultant to Debtor” in bankruptcy cases, a “Court Appointed Mediator” in automotive disputes, the “Court Appointed Arbitrator / Appraiser” in partnership disputes, a “Court Approved Consultant to Receiver” in a check-kiting case, as a “Superior Court Mediator” in dealership/lender litigation and has been recognized as an expert witness on both State and Federal levels.

He has consulted on upside-down positions of over $50 Million, out of trust position of over $4 Million and a bank overdraft of $30 Million. Since 1972, Mr. Pico has completed over 1,000 automobile dealership transactions, whose combined values exceed One Billion Dollars.

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Do you want free online CPR certification? Yes, you can have it. You need not pay a single centavo for your certificate, but you must take free online CPR class first. To find one that will suit your requirement, make a few phone calls or use the search tools of the internet. Look for sites that offer free online CPR certification after completion of the course. These sites are only a click away.

For online classes prior to your having a free online CPR certification, you may call and sign up with a local Red Cross chapter. The American Red Cross (ARC) is very well known for disaster response and for keeping the citizens of the community safe everyday. Some training centers approved by the American Heart Association (AHA) are also worth looking into. The AHA is presently the frontrunner in heart ailment and conduct free online classes. You may also consider calling the Fire Department and even some private companies in your area.

Although online classes are available nationwide and ready to take you in, it is advisable to check first which will give you a credible online CPR certification. Your card should have one hundred percent acceptability. In looking for a job, your certificate will give you better chances because this card will prove that you got the skill they need. Your online CPR certification will also make you confident to react in any given emergency situation, and that you can positively say that you can save a life whenever and wherever you need to.

Taking up a free online class is an easy and convenient way to get trained, so you better act quickly if you want to get your online CPR certification at the soonest possible time. Free online classes fill up more quickly compared to paid classes mainly because they are offered at no cost. The minute you learn the availability of a free online class in your area, you move fast and register and complete the course. Prove that you learned everything by passing the test, and get your first aid training in no time.

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YATI Ventures is an investment firm, with nurturing knowledge and an innovation driven ventures to target the global market. We are an early stage venture firm, investing in technology based businesses in sectors such as, engineering design services, product lifecycle management, Open source Web apps, Life Sciences, Renewable Energy and other businesses that use technology in innovative ways to create high growth business opportunities. We also have a well-established track record of helping ambitious entrepreneurs create long-term value and market leadership.

YATI Ventures (YATI) supports a portfolio of few companies in North America and ASIA.

YATI Ventures is interested in working with startup companies / bright entrepreneurs in the following areas;

Engineering Services
PLM Solutions and Services
Embedded Software
Open Source Web Applications / Services
Software as a Service
Mobile Technology
Telecom/wireless technologies
Life Sciences
Renewable Energy
Industrial

Our Approach in identifying startup companies / bright entrepreneurs:

We build relationships with bright entrepreneurs, before we make any investment deals. We also cultivate a deep understanding of your business, your market, and your motive for success. We understand what it takes to grow a business – through organic development, acquisition, or both – may change over time. YATI’s investment team will do whatever it takes to:

Provide additional expertise as needed in functional areas (HR, finance, marketing, etc)
Give you crucial support through board involvement
Help you adjust your growth strategy to new opportunities
Invest in talent to surround you with people who will make a difference in your business

Everything we do – investing in infrastructure and people, building the strategy, strengthening the management team – enhances the value of the business to ensure further growth potential.

YATI team consists of individuals who have either been entrepreneurs themselves or worked with start-ups for much of their careers. So, our team has the capability to comprehend the challenges that arise in during the nurturing a company from the idea to a scalable, profitable, competitive business. We help our portfolio companies, from operational support in strategy, business development, HR, finance or any other area to the extent we can. .

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